To mitigate password replay risks in a SaaS deployment, which security measure provides the strongest protection?

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Multiple Choice

To mitigate password replay risks in a SaaS deployment, which security measure provides the strongest protection?

Explanation:
Two-factor authentication adds a second, independent credential beyond the password. In a SaaS environment, a password alone can be captured and reused in a replay attack. But with MFA, the attacker would also need the second factor—such as a one-time code from an authenticator app, a hardware token, or a biometric check—which either changes each login or is bound to a specific session. Because that second factor isn’t easily replayed or is short-lived, simply reusing a stolen password isn’t enough to gain access. The other options don’t provide that same level of protection against replay. Relying on the destination resource to authenticate doesn’t stop a replayed credential from being accepted. Removing administrator privileges reduces potential damage but doesn’t prevent a legitimate credential from being replayed to access allowed resources. Combining network authentication and physical security in one card/token can be strong, but without a separate second factor (something you have plus something you know or are), it isn’t as robust against replay as true two-factor authentication.

Two-factor authentication adds a second, independent credential beyond the password. In a SaaS environment, a password alone can be captured and reused in a replay attack. But with MFA, the attacker would also need the second factor—such as a one-time code from an authenticator app, a hardware token, or a biometric check—which either changes each login or is bound to a specific session. Because that second factor isn’t easily replayed or is short-lived, simply reusing a stolen password isn’t enough to gain access.

The other options don’t provide that same level of protection against replay. Relying on the destination resource to authenticate doesn’t stop a replayed credential from being accepted. Removing administrator privileges reduces potential damage but doesn’t prevent a legitimate credential from being replayed to access allowed resources. Combining network authentication and physical security in one card/token can be strong, but without a separate second factor (something you have plus something you know or are), it isn’t as robust against replay as true two-factor authentication.

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